Our focus

Program Management

Protect funds with our advanced monitoring system and exceptional in-house call center.


Our robust technologies give you fully customizable service portals. Including our award winning ROVR interface.


From card fulfillment to user management and compliance, we are here from beginning to end.

About US

What separates us from the rest

Prepaid Ventures, LTD. is one of the leading processors of prepaid debit card solutions in the United States. Integrating cutting-edge technology and decades of financial experience, Prepaid Ventures offers innovative solutions to businesses looking to grow. Solutions that can bridge the gap between traditional paper services and electronic payments while maintaining your current business structure. Prepaid Ventures can help merchants who look to give their consumers excellent debit card services and unrivaled customer support. Prepaid Ventures protects merchants by monitoring fraud and risk, and provides consistent and useful consultative services.

  • Robust Product Offerings

    Multiple Wallets, Online Billpay, Direct Deposit, Mobile Apps, Websites.

  • Dynamic & Customizable Interfaces

    With our Award winning ROVR Interface you gain access to our fully customizable Front End as well as our intuitive Back End.

commonly bundled services

Tailor Made Solutions


  • Fully Customizable CRM
  • Retail POS Solutions
  • Mobile Applications
  • Front & Back End Technologies
  • Integrated SMS & Email Engines
  • Developed and Manged In House
What is ROVR
Card Services


  • Custom Branded Prepaid Cards
  • White Label Services
  • ACH
  • Settlements
  • Compliance
  • Fulfillment
Get more info


  • Easy Payments
  • In Depth Reporting
  • Multiple Payment Options
  • Fast and Secure Disbursement
  • Nationwide Cash Access Points
  • Employee Incentives
Find out how!
Merchant Services


  • Branded Gateway
  • Global Acquiring Network
  • Reconciliation & Settlement
  • Full API Control
  • Real Time Reporting
  • Alerts & Notifications
See More


  • Instant Deposits
  • Insurance/Benefits
  • Risk Management Consulting
  • Loss Control
  • Flexible Spending Accounts
  • Co-branding Opportunities
Click here!


  • Owned & Operated
  • US Based
  • Scalable
  • Multilingual
  • Customizable IVR
  • In House Developed Technology
Find out more!

Our Management Team

Meet the people that make it possible
Andrew Siden
Andrew Siden
Andrew Siden is Chief Executive Office and Founder of Prepaid Ventures, a next generation cloud based payments processor as well as parent of several Prepaid card brands including Nexscard. Mr. Siden brings 25 years of financial Services and electronic payment processing experience to the company. Before starting Prepaid Ventures, Mr. Siden began his career at Smith Barney in 1991, where he worked as a Guided Portfolio Manager and ultimately became an Equity Trader with Knight Capital Group. In 2003 Mr. Siden left Wall St. to peruse the fast changing Alternative Financial Services (AFS) industry where he joined a leading New York based Check Cashing company. Once there, Mr. Siden implemented new corporate strategies, leveraged technology, and updated compliance & operational procedures. All the while gaining a broad understanding of the AFS landscape and ultimately launching Prepaid Ventures and developing its initial product, the NexisCard Prepaid Visa Card. Now distributed across the country, NexisCard propelled Prepaid Ventures into the payments technologies space where Mr. Siden’s investments in financial technology, program management, and electronic payment processing, has accelerated the growth of Prepaid Ventures. The company now offers a suite of electronic payment options across multiple payments products and distribution channels. In 2016 Prepaid Ventures also entered the Merchant Processing space, to add to its full suite of Processing, Payments, and Program Management services. Mr. Siden serves on the board of the Network Branded Prepaid Card Association (NPBCA) the national trade group serving the prepaid card industry.
Michael Gaspar
Michael Gaspar
Controller and Compliance Officer
Mr. Gaspar serves as Prepaid Ventures’ Controller and Compliance Officer. Prior to joining PPV, Mr. Gaspar served in various financial leadership roles at EVO Payments International, LLC, a leading merchant acquirer, and held the position of Global Vice President of Accounting prior to joining PPV. Mr. Gaspar also worked for GMAC Commercial Finance and as an audit associate with PwC. Mr. Gaspar is a Certified Public Accountant, a Chartered Global Management Accountant, a Certified Anti-Money laundering Specialist and holds a MBA from the University of Phoenix and a Bachelor of Science in both Accounting and Finance from Lehigh University.
Michael Palladino
Michael Palladino
IT Director
Michael Palladino is the Information Technology Director of PrePaid Ventures. Michael is the leader of PrePaid Venture’s dynamic IT development team which has built much of the proprietary technology that gives PrePaid Ventures offer best-in class product offerings that helps it stand above the rest.

Cheryl Fajardo
Cheryl Fajardo
VP Sales
An original member of the Prepaid Ventures team, Ms Fajardo has been a driving force in building and managing Prepaid Venture’s NexsCard distribution channel. Well respected in the MSB industry, Ms Fajardo is an advocate for the MSB distribution model and has been instrumental in making Prepaid Ventures’s MSB distribution a force in the prepaid industry.
Dorothea Spiegel
Dorothea Spiegel
Call Center Operations Manager
Dorothea comes with over 20 years experience in call center operations management, sales management, leadership and development, coaching, training, quality assurance and customer relations Development. Her passion, motivation and support for the organization, the call center staff as well as our cardholders and Agents brings an effective impact on the success of PrePaid Ventures.
Tammy Webb
Tammy Webb
Manager – Electronic Services Division
Tammy Webb is the Electronic Services Manager for Prepaid Ventures. Along with her banking background and extensive knowledge of Federal Benefits, Tammy’s more than 15 years of experience with non-traditional banking products has enabled her to significantly impact profitability and growth objectives for organizations for which she has worked. Prior to joining Prepaid Ventures/NexsCard in 2009, Tammy served as the Operations and Customer Service Manager for Republic Bank & Trust Company and as a Senior Account Executive for River City Bank in Louisville, Kentucky.

Our Staff

Meet the people that make it possible

PrePaid Ventures Staff

Our Board

Mitchell Banchik
Mitchell Banchik
Embe Properties, LLC. Managing member of Real Estate Investment Company that owns and operates properties in NYC, Chicago and Miami. Embe Consulting, Inc. President of restaurant consulting company that operates 10 restaurants (8 in NYC and 2 in Chicago). Restaurant company has been in business for over 20 years with many iconic establishments in New York and Chicago. Licensed General Contractor, Licensed Real Estate Broker, Founding Member and Board Member – The New York City Hospitality Alliance. NYU – B.S. Finance
Sasha Grutman
Sasha Grutman
Mr. Grutman has served as a Partner at THLee Putnam Ventures, a $1 billion growth equity fund where he co-led the firm’s financial services investments in specialty finance, insurance services, and electronic capital markets investments. Prior to his tenure at THLee Putnam Ventures, he was a Managing Director at Citigroup where he oversaw the firm’s on balance sheet financial services private equity holdings as well as managed the bank’s $6 billion private equity fund-of-funds business. He currently is a Board Member of Prepaid Ventures, a Special Advisor to the boards of a number of specialty finance companies, and a Board Director of Evening Land Vineyards.
Mike Asch
Mike Asch
Michael Pruzan
Michael Pruzan
Mr. Michael A. Pruzan served as a Partner at Towerbrook Capital Partners, L.P. (also known as Soros Private Equity Partners) from 1999 to February 2004. Prior to joining SPEP, Mr. Pruzan spent over eleven years at Goldman, Sachs & Co. in Mergers and Acquisitions, Equity Capital Markets and Principal Investments. Mr. Pruzan received his BA from Wesleyan University.
Andrew Siden
Andrew Siden

Get in touch

Please include a brief explanation of the services that best suit your needs